About Business Cash Advances


Q. How does the Business Cash Advance program work?

A. Our program offers a fast and convenient way for business owners to get the cash they need to run their company. It is not a business loan, which means no checks to write, no fixed monthly payments, and none of the restrictions/excessive documentation typically associated with a bank loan. Our 80% approval rate is much higher than a bank loan and funds are typically wired to your business account within 1-2 days. Repayment is based on a small fixed percentage of your future cash and or Visa/MasterCard receipts until the pre-determined payback amount is satisfied. We get paid as you get paid thus helping you manage the cash flow of your business, especially during slower months.

Q. How can I find out how much my business qualifies for?

A. Our basic qualifications are easy you must be in business 4 months, you must be able to provide 4 months of bank and or visa/master card statements in the name of the company or dba’s name, must have done 32k in gross sales in previous 4 months or $100 k annually.

Q. What kind of discount do I get if I pay early?

A. This is not a loan; therefore there is no prepayment penalty, no fixed payment schedule, no maturity dates, and no minimum monthly payments. At any time, you can choose to settle the advance by paying the remaining balance in full.

Q. How much does it cost to apply for a Business Cash Advance with AAICF?

A. We offer a free no cost/no obligation quote. There are no up-front fees and we do not charge for "out of pocket" expenses such as: credit reports, D&B reports, overnight mailing costs, etc.

Q. How much will a business cash advance cost?

A. Each business is unique and therefore receives a customized quote based upon its specific needs and situation. Several factors influence the size and cost of the Business Cash Advance, including; business size, industry, processing history, volume, ticket size, and various other factors. To find out how much you qualify for and the associated cost, simply “Apply Now”.

Q. Do I have to pay any fees to get a business cash advance?

A. AAICF does not charge Application Fees or Points and you can receive a free, no obligation quote, you make the intelligent decision.

Q. Will bad credit affect my business cash advance request?

A. No bad credit won't affect your business cash advance request, we value your cash flow more than your credit score; therefore it is not necessary for you to have good or excellent credit to receive an advance. Take the three minute challenge and see how much you qualify for.

Q. How often do I have to make payments?

A. We get paid as you get paid. You never have to write a check. Our automated process is designed to work with your bank and or credit card processor to collect a small percentage of your daily receivables until your business cash advance is settled. Simple and Easy!

Q. How easy is it to get approved by AAICF?

A. Our proprietary approval process allows our merchants to enjoy high approval rates (80%) and funding within 1-2 days.

Qualification is easy:
  • Must be in business 4 months
  • Must be able to provide 4 months of bank and/or Visa/MasterCard statements (if applicable) and the statements must be in the name of the company or DBA's name
  • Must have gross sales in previous 4 months of $32K or $100K annually
  • Must make a minimum of 6 deposits a month
If you answered yes to these questions then you should “Apply Now” as you are in the highest percentage rate class for approval.

Q. I am already with another financing company providing a similar financing, can you replace that arrangement and offer me more money?

A. Contact us to find out specifically how much we can offer you. We often offer larger advances than our competitors and will pay off your existing advance if it is in your best interest. Simply “Apply Now” to find out how much you’re qualified to receive.

Q. Can the daily payment percentage be changed after the account has been funded?

A. No. We maintain the percentage till the advanced is paid in full.

Q. I need a longer term than 6 months. Do you offer such terms?

A. Yes. We offer terms longer than 6 months. We have terms of 3, 4, 5, 6, 8, 10, 12, 18, 24, and 36 months. To find out what you qualify for APPLY NOW.

Q. What if I already have a business loan?

A. Our product is a business cash advance, not a business loan. As long as you meet our requirements, we can still provide you with immediate cash, without affecting your other obligations.

Q. What can the Business Cash Advance be used for?

A. Your Business Cash Advance can be used for any business purpose, including: purchasing inventory, repairing equipment, renovations, expansion, reducing debt, or emergencies expenditures. You are free to spend the money on whatever is best for your business.

To get approved FAST ... simply click "Apply Now" and fill out our easy 1 page application. Our approval and funding process is FAST! Once approved, we will provide you with a FREE, NO OBLIGATION QUOTE. If you accept the quote, you will have access to your funds within 1-2 days.



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